myPersonal Banker

Your personal banker!

myPersonal Banker
About the myPersonal Banker

Because you do not need to have a master degree in economics in order to organize your finances!

myPersonal Banker is a computer program, a user-friendly "tool", which helps the users in exercising their daily financial activities.

Through the simple application and use of numerous financial calculations and examples, it represents an experienced financial advisor for the user.

On the other hand, myPersonal Banker is designed in such a way that it can be used directly both by the user who has no previous experience in computers and by the user who has no knowledge of finance!

It is addressed to businessmen, bankers, economists, lawyers, students of economics, investors, depositors, borrowers, credit card holders, consumers and generally to all the users of financial products and services.

There is no doubt that myPersonal Banker will become an inseparable partner to many of them.

The user of this program will easily and quickly find answers to questions like the following:

  • How much is the amount of the monthly instalment if i pay off the loan in 10 years and how much is it if i pay it off in 20 years?
  • How much will my instalment increase, if the interest rate is increased by 0,15%?
  • With how many interests will my credit card be charged, if I pay the minimum payment every month?
  • How much is the real interest rate of the loan i pay?
  • Which is the real return of my deposit?
  • How many interests will I receive if I invest my capital for 45 days with an interest rate of 3,45%?
  • How much will my capital increase in 10 years if there is a compounding of interest every 3 months?
  • What capital will I get after 25 years if I invest $ 55 every month with an interest rate of 2,6%?
  • Will my assets increase if I set up the business I plan to start?
  • Which is the annual interest rate when the monthly interest rate amounts to 2%?
  • What are the expenses that I will have to pay for a cheque given to the bank as a discount?
  • What return did my business has, based on the earnings of the last 5 years?
  • How many euros are 15 Hong Kong dollars?

And answers to many more financial questions!

It is easy to install myPersonal Banker on your pc and operate it, as the program runs on any computer with a Windows 98/NT/?e/2000/XP/Vista/Windows 7 operating system.


A first glance of the myPersonal Banker.
Main screen
Calculation of the
one-offloan costs in
foreign currency
Credit card balance
repayment based on the
minimum, monthly
Exchange rates and
currency conversions
Future value of
Full repayment of
interest amortization
loans (mortgages etc.)

On this webpage you can select to watch some instructional videos presenting in detail the use of specific operations of myPersonal Banker.

It is recommended that all users watch the two first videos.

The first video shows the necessary steps in order to parameterize the application correctly after its initial installation and the second video (Repayment of interest amortization loans) presents in detail all the possibilities and options which are common  in every example of calculation of the program.
We observe that the overwhelming majority (83,7%) of the answers, rates the myPersonal Banker, in total, from a "Very good program" to a "Necessary daily tool".

It is worth to mention the absence (0%) of the option "Not a particularly useful program".

1. Overall evaluation of the Personal Banker

We observe that the users of the myPersonal Banker, belong to all levels of education, being from "Primary school" graduates (3,3%), to "Master and PhD" holders. This fact indicates that myPersonal Banker is an effective tool, which is easy to use and doesn't require any special knowledge or skills.

But, "University" graduates represent the majority (65,22%) of the users of the myPersonal Banker.

2. Overall satisfaction from the Personal Banker

We observe that the overwhelming majority (95,7%) of the users of the myPersonal Banker are men, whereas only 4,30% of the users are women.
3. Description of the sample


We observe that the overwhelming majority (79,4%) of the answers, rates the myPersonal Banker (from "Very good" to "Excellent") and appears to be overall satisfied in full from its use.

Furthermore, a remarkable percentage (20,6%) appears to be satisfied, describing the satisfaction from the use of the program as "Good".

It is worth to mention the absence (0%) of the options "Moderate" and "Bad". This, practically, means that there is no user of the myPersonal Banker, who is not at least quite satisfied from its use.
3.2.Educational level

We observe that the majority of the users of the myPersonal Banker, use the program "Regularly" (67,4%), while 4,4% of the users use it as a daily tool.

This fact indicates that myPersonal Banker, is a tool which helps its users find answers to financial questions that concern them.

Furthermore, a percentage of 23,9% are occasional users of the program, whereas a small percentage of users (4,3%) scarcely uses the myPersonal Banker.
3.3.Frequency of use


Description of the example

It presents in detail the necessary steps for the execution of the program after the installation and the initial parameterization method.

An individual takes a mortgage of Euro 150.000, at an interest rate of 4,89% which will be paid out in 20 years in monthly instalments.

He/she wants to know the amount be paid in each instalment as well as the total interests he/she will pay until the loan due date.

Create a systematic savings plan

An individual wants to accumulate a capital of Euro 80.000 in order to buy a house after 25 years.

The individual is determined to save every month and believes that he/she can invest the savings at a fixed interest rate of 3,85%.

He/she wants to know the amount he/she has to save every month, in order to accumulate the desired capital.

* The instructional help files are in Macromedia FlashTM (*.swf) format and they have been made by Wink.

** In order to read the help files you will need the relevant plugin. If it is not installed on your computer, it will be automatically installed from the site of Macromedia.
Research results on the satisfaction from
myPersonal Banker

Research results on the satisfaction from myPersonal Banker

Research goal:
The research was carried out in order to find out how satisfied the users of the Personal Banker are and to evaluate the use of the program.

Research type:
Quantitative research with the use of structured questionnaires. The questionnaires were filled in online, on the website

Sample selection method:
Random sampling, based on the single Ip address of the user. The answers of users who have submitted more than one questionnaire, were disqualified from the process.

All the users of the Personal Banker, regardless of sex and educational level.

Performance time:
30 Dec. 2006 - 8 Jan. 2007
Presentation of the Personal Banker in the most popular and well-informed PC Magazine
  • Issue 12/2007. It was rated 4.5/5 by the editors of the magazine.
  • Issue 6/2006. Its listing in the Hot Programs by the editors of the magazine!
PC Magazine

Activation of myPersonal Banker

In order to use myPersonal Banker you must activate the program after installing it. Otherwise, the program is fully operational with no limitations; the user just has to wait for 45 seconds every time myPersonal Banker is performed, in order to be reminded that the program has to be activated.

The activation  process is very simple and a few necessary details are required.

Click here to open the Activation Page.

Latest Version: 7.0.0